Easily underwrite policies with the product you’ve built

Write business confidently with the product that you set up. Eliminate menial tasks and take control of underwriting. Whether your product quotes automatically or requires a human underwriter, Joshu streamlines underwriting based on your product definition.

Rate, Quote, Bind & Issue

Your insurance platform wouldn’t be complete if it didn’t include capabilities to manage policies. The Joshu platform offers a seamless process that converts quotes to policies and delivers the capabilities you need to service your customers.

Rate insightfully

Joshu empowers insurers to access rates, accurately assess risks, and calculate premiums in real-time. Joshu's flexible rating capabilities allow insurers to customize rating algorithms, apply underwriting rules, and incorporate rating factors specific to their business needs.

Quote effortlessly

Generating quotes has never been easier. Designed with speed, accuracy, and automation in mind, Joshu delivers a platform where you can streamline the entire quote process. Calculate premiums, generate accurate quotes in minutes, and provide a better service to your customers.

Bind seamlessly

Once you've found the perfect policy for your client, Joshu makes binding a breeze. Our platform integrates seamlessly with underwriting guidelines and compliance requirements, ensuring smooth and secure policy binding every time.

Issue with certainty

Issue policies instantly with just a few clicks, eliminating delays and getting coverage to your clients faster than ever before, generating all the documents they need to be protected.

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Manage risk exposure in real-time

Geographic Risk Allocation Service (GRAS)

Knowing where you are most vulnerable or underperforming can lend valuable insights in your business and quoting process. Joshu’s GRAS feature is built into the quoting process so you have real-time visibility in your overall risk exposure, positioning you to make better informed decisions on whether to accept the risk or not.

Print & Output

Forms and document output can be complex with business, state and regulatory requirements. Dynamically create complex and customized output based on business rules. Increase your quality and efficiency by leveraging data already available in the platform to generate the right documents.

Static or Dynamic Forms Library

Underwriting needs to have flexibility to add documents based on unique needs and, at times, at the underwriter’s discretion. Joshu lets you set up pre-defined templates that can be added by the underwriter with just a few clicks for fast and consistent output.

Add Manuscripts

Not every business need can be foreseen. In these cases, underwriters need the ability to add a manuscript to the quote, binder, or policy packet to ensure risks are addressed and terms are acceptable. With Joshu, we provide the functionality for underwriters to add manuscripts easily within an existing output or as a stand-alone document.

Policy Management

The Joshu platform offers a seamless process that converts quotes to policies and delivers the capabilities you need to service your customers. Designed to support packaged policies and monolines for any line of business, Joshu’s policy management delivers a lite-weight alternative to traditional, encumbersome policy administration systems.

Powerful Document Generation Engine

Policy documents are instantly generated at the moment you issue the policy. Leveraging your own templates and capable of ingesting Word documents, Joshu produces everything your customers need to be compliant. Users can personalize documents and forms by accessing all application, quote, or policy data points in real-time, ensuring everything is correct before delivering policies to customers.

Transact with confidence

Manage new business, automatic renewals, and subjectivities with confidence as policies transition through their lifecycle. Manage new business, automatic renewals, and subjectivities with confidence as policies transition through their lifecycle.

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