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The simple, fast way to sell commercial insurance online

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What is Joshu? Accelerate with a self-service tool for insurance product development teams

  • Get going in a matter of weeks with our affordable, self-contained, web-based platform
  • Create and launch digital insurance products yourself using your Excel rater and Word documents, no tech handoff required
  • Automatically deliver modern, seamless apply-quote-bind portals or APIs for both customers and internal underwriting teams

Why Joshu? Reduce time to market, and remove tech dependencies for true speed & flexibility

  • Open up new channels of distribution with broker or direct stores, or APIs that come with Joshu right out of the box
  • Launch new products, updates, and experiments in a matter of hours without waiting for tech resources
  • Track performance and export data to generate insights and respond to changing market conditions

Return on investment What impact will Joshu have?

  • Grow your top line Gain exposure to a broader market and increase hit ratios with faster quotes
  • Decrease expense & loss ratios Enable higher volumes with the same manpower, and iterate quickly to respond to changing conditions
  • Decrease fixed costs Fewer stakeholders & meetings, less waiting for other teams, less outside costs
  • Improve customer experience A seamless on-demand, self-service experience at any time, on any device

How it works What does Joshu offer?

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  • Insurance product development

    Create working digital insurance products and stores in Joshu Builder, without depending on IT or external tech partners

    Joshu Builder

  • Digital distribution

    Joshu Stores are ready-made broker or direct portals (backed with a real-time API) to apply, quote, and bind

    Joshu Stores & API

  • Underwriting

    Automate everything, or send submissions to the Underwriter Desk to manage quotes, publish binders, and issue policies

    Underwriter Desk

Our team We are technology experts with industry experience

  • Our team has experience developing successful digital solutions for commercial insurance
  • As product design and software development experts, we can help you transition to digital quickly
  • Meet the Team

Get started Book a demo now and see your first product live in a matter of weeks

  • Want a customized demo? Send us a sample rater file and we’ll create a proof-of-concept demo with your product
  • An affordable, ongoing volume-based subscription means we’re successful when you’re successful
  • Schedule Demo

Investors, Partners & Associations

From the Joshu Blog

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    July 2022 Own your development & distribution

    Joshu provides an advantage for MGAs who want to leverage their knowledge of niche risks and outperform traditional carriers.

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    November 2021 Build fast. Distribute faster.

    Joshu stores are where the distribution magic happens. Stores are online portals (each backed with a real-time API) to seamlessly apply, quote, and bind.

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    September 2021 Meet your digital insurance product studio

    Meet your digital insurance product studio
    With Joshu Builder™ you'll be able to set up almost any kind of product you can imagine.

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    July 2021 An introduction to Joshu

    Joshu enables insurance product owners to create insurance products for digital distribution. Do you want to create new products faster than ever...

Joshu News & Events

  • June 12, 2022 Welcome, Somer!

    We’re pleased to welcome Somer Wilson as our new Marketing Manager. Check out her profile to get to know her.

  • June 6, 2022 Welcome, Ashley!

    We’re pleased to welcome Ashley Platte as our newest Sales Development Representative. Check out her profile to get to know her.

  • June 6, 2022 Meet us at ITC

    Visit us in Las Vegas, Nevada September 20-22 for the Insurtech Connect conference.

  • June 1, 2022 Meet us at Target Markets

    Visit us in Scottsdale, Arizona October 17-19 for the Target Markets annual summit.

Inspiration The master said, “Simply remake what has gone by and work with what comes. If you do not remake, you are stuck.” — Sayings of Zen master Joshu (778–897)