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Build, distribute, and grow
your digital insurance products


What is Joshu? Accelerate with a self-service tool for insurance product development teams

  • Get going in a matter of weeks with our affordable, self-contained, web-based platform
  • Create and launch digital insurance products yourself using your Excel rater and Word documents, no tech handoff required
  • Automatically deliver modern, seamless apply-quote-bind portals or APIs for both customers and internal underwriting teams

Why Joshu? Reduce time to market, and remove tech dependencies for true speed & flexibility

  • Open up new channels of distribution with broker or direct stores, or APIs that come with Joshu right out of the box
  • Launch new products, updates, and experiments in a matter of hours without waiting for tech resources
  • Track performance and export data to generate insights and respond to changing market conditions

Return on investment What impact will Joshu have?

  • Grow your top line Gain exposure to a broader market and increase hit ratios with faster quotes
  • Decrease expense & loss ratios Enable higher volumes with the same manpower, and iterate quickly to respond to changing conditions
  • Decrease fixed costs Fewer stakeholders & meetings, less waiting for other teams, less outside costs
  • Improve customer experience A seamless on-demand, self-service experience at any time, on any device

How it works What does Joshu offer?

  • Insurance product development

    Create working digital insurance products and stores in Joshu Builder, without depending on IT or external tech partners

    Joshu Builder

  • Digital distribution

    Joshu Stores are ready-made broker or direct portals (backed with a real-time API) to apply, quote, and bind

    Joshu Stores & API

  • Underwriting

    Automate everything, or send submissions to the Underwriter Desk to manage quotes, publish binders, and issue policies

    Underwriter Desk

Our team We are technology experts with industry experience

  • Our team has experience developing successful digital solutions for commercial insurance
  • As product design and software development experts, we can help you transition to digital quickly
  • Meet the Team

Get started Book a demo now and see your first product live in a matter of weeks

  • Want a customized demo? Send us a sample rater file and we’ll create a proof-of-concept demo with your product
  • An affordable, ongoing volume-based subscription means we’re successful when you’re successful
  • Schedule Intro

Investors, Partners & Associations

From the Joshu Blog

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    July 2022 Own your development & distribution

    Joshu provides an advantage for MGAs who want to leverage their knowledge of niche risks and outperform traditional carriers.

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    November 2021 Build fast. Distribute faster.

    Joshu stores are where the distribution magic happens. Stores are online portals (each backed with a real-time API) to seamlessly apply, quote, and bind.

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    September 2021 Meet your digital insurance product studio

    Meet your digital insurance product studio
    With Joshu Builder™ you'll be able to set up almost any kind of product you can imagine.

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    July 2021 An introduction to Joshu

    Joshu enables insurance product owners to create insurance products for digital distribution. Do you want to create new products faster than ever...

Joshu News & Events

  • September 15, 2022 Meet at Target Markets - Table #20

    Stop by our Table (Oct 17th - 19th) at the Westin Kierland Resort in Scottsdale or Pre-Schedule a meeting today!

  • September 6, 2022 Visit us at ITC - Kiosk #91

    We'll be in the Innovation Kiosk village for ITC 2022 at Mandalay Bay, Sept 20-22. Pre-Schedule an intro today!

  • September 5, 2022Welcome, Doron!

    Were pleased to welcome Doron Horwitz as our new Head of Application.

  • June 12, 2022 Welcome, Somer!

    We’re pleased to welcome Somer Wilson as our new Marketing Manager. Check out her profile to get to know her.

Inspiration The master said, “Simply remake what has gone by and work with what comes. If you do not remake, you are stuck.” — Sayings of Zen master Joshu (778–897)