Web Analytics

Build, distribute, and grow your digital insurance products


What is Joshu? Accelerate with a self-service tool for insurance product development teams

  • Get going in a matter of weeks with our affordable, self-contained, web-based platform
  • Create and launch digital insurance products yourself using your Excel rater and Word documents, no tech handoff required
  • Automatically deliver modern, seamless apply-quote-bind portals or APIs for both customers and internal underwriting teams

Why Joshu? Reduce time to market, and remove tech dependencies for true speed & flexibility

  • Open up new channels of distribution with broker or direct stores, or APIs that come with Joshu right out of the box
  • Launch new products, updates, and experiments in a matter of hours without waiting for tech resources
  • Track performance and export data to generate insights and respond to changing market conditions

What kind of insurance products can I make?

  • Any kind of admitted or non-admitted commercial insurance product with Excel-based rating
  • New products, channels, or markets
  • Products with underwriting you want to automate (completely optional)
  • Product prototypes to share with capacity providers

How it works What does Joshu offer?

  • Insurance product development

    Create working digital insurance products and stores in Joshu Builder, without depending on IT or external tech partners

    Joshu Builder

  • Digital distribution

    Joshu Stores are ready-made broker or direct portals (backed with a real-time API) to apply, quote, and bind

    Joshu Stores & API

  • Underwriting

    Automate everything, or send submissions to the Underwriter Desk to manage quotes, publish binders, and issue policies

    Underwriter Desk

Our team We are technology experts with industry experience

  • Our team has experience developing successful digital solutions for commercial insurance
  • As product design and software development experts, we can help you transition to digital quickly
  • Meet the Team

Get started Book a demo now and see your first product live in a matter of weeks

  • Want a customized demo? Send us a sample rater file and we’ll create a proof-of-concept demo with your product
  • No setup fees and an affordable, ongoing volume-based subscription means we’re successful when you’re successful
  • Schedule Demo

Investors, Partners & Associations

From the Joshu Blog

  • Placeholder

    November 2021 Build fast. Distribute faster.

    Joshu stores are where the distribution magic happens. Stores are online portals (each backed with a real-time API) to seamlessly apply, quote, and bind.

  • Placeholder

    September 2021 Meet your digital insurance product studio

    Meet your digital insurance product studio
    With Joshu Builder™ you'll be able to set up almost any kind of product you can imagine.

  • Placeholder

    July 2021 An introduction to Joshu

    Joshu enables insurance product owners to create insurance products for digital distribution. Do you want to create new products faster than ever...

  • Placeholder

    April 2021 The Pressure to Digitize

    The Boston Consulting Group (BCG) recently published their State of Insurtech report for 2020. Looking back at the impact of the pandemic...

Joshu News & Events

  • January 7, 2022 Meet the insurtech: Joshu

    The insurance website dig-in.com has a quick introduction to Joshu in their “Meet the insurtech” series.

  • October 4, 2021 Visit us at TargetMarkets Booth 48

    We are excited to be heading out to Scottsdale, Arizona for the TMPAA Summit October 18-20. Hope to see you there!

  • October 14, 2021 Ready to accelerate

    We are excited to announce that we’ve been selected for the 2021 cohort of the InsurTechNY Accelerator Program.

  • September 27, 2021 Joshu welcomes Ashley Nevins

    We are proud to announce Ashley as our new Head of Product. Read her Team bio, and look for great product updates soon.

Inspiration The master said, “Simply remake what has gone by and work with what comes. If you do not remake, you are stuck.” — Sayings of Zen master Joshu (778–897)