How will insurance product complexity impact our launch timeline?

Think about a specific product that you currently underwrite or a new one you want to launch and get that product online. Answer the following questions with that product in mind.

1 / 10

How will you receive submissions for this product?

Web portal for insureds (direct)
Web portal for agents (retail / wholesale)
From 3rd-party marketplaces through API
Embedded in 3rd-party flows through API
PDF via email

2 / 10

How often is underwriter review required for a quote?

Never (rule-based)
Few cases
Many cases
Most cases

3 / 10

How many questions are required to complete a submission?

1–20
21–40
41–80
81+

4 / 10

How is this rating determined today?

Our own rating model
Rating bureau or capacity provider
No rating model (subjective underwriting)

5 / 10

Is this product admitted or non-admitted?

Non-admitted
Admitted, file and use / use and file
Admitted with prior approval

6 / 10

How many forms do you have for this product (base form, declarations page, endorsements)?

1–10
11–25
26+

7 / 10

How frequently will you need to update application questions, ratings, or documents?

Once a year or less
1–3 times per year
4+ times per year

8 / 10

What technology will you use to develop this product and distribute it?

Buy an existing product or platform
Build with our own staff
Build with a custom software services provider

9 / 10

Check any features below that will require an integration:

Existing agent or insured portal
Underwriter interface
Rating engine
Document generation engine
Billing / Accounting
Reporting / Bordereau / Analytics
Customer Relationship Management (CRM)
None of the above

10 / 10

How many third-party data integrations do you need (for example, HazardHub, Planck, OFAC)?

0
1–2
3+